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Themba A Malashe The Truth About Debt


The book is the first series of Get Out Of Debt, Now! and it is called The Truth About Debt. It focuses on the knowledge regarding the truth about Debt and encompasses the truth about what debt is, the truth about what can debt do and finally, the truth about preventing yourself from falling into the debt trap. The whole book is based on the Biblical truth about debt and is practical.

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Saltus Edgar The Truth About Tristrem Varick: A Novel

Thomas Anderson J. The Value of Debt. How to Manage Both Sides of a Balance Sheet to Maximize Wealth


A New York Times bestseller and one of the Ten Best Business Books of 2013 by WealthManagement.com, this book brings a new vision of the value of debt in the management of individual and family wealth In this groundbreaking book, author Tom Anderson argues that, despite the reflex aversion most people have to debt—an aversion that is vociferously preached by most personal finance authors—wealthy individuals and families, as well as their financial advisors, have everything to gain and nothing to lose by learning to think holistically about debt. Anderson explains why, if strategically deployed, debt can be of enormous long-term benefit in the management of individual and family wealth. More importantly, he schools you in time-tested strategies for using debt to steadily build wealth, to generate tax-efficient retirement income, to provide a reliable source of funds in times of crisis and financial setback, and more. Takes a «strategic debt» approach to personal wealth management, emphasizing the need to appreciate the value of «indebted strengths» and for acquiring the tools needed to take advantage of those strengths Addresses how to determine your optimal debt ratio, or your debt «sweet spot» A companion website contains a proprietary tool for calculating your own optimal debt ratio, which enables you to develop a personal wealth balance sheet Offering a bold new vision of debt as a strategic asset in the management of individual and family wealth, The Value of Debt is an important resource for financial advisors, wealthy families, family offices, and professional investors.

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Hutchinson Andrea M. The Truth About Professor Smith (+CD)


Представляем вашему вниманию книгу "The Truth About Professor Smith".

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Aly Martinez The Truth About Us - The Truth Duet, Book 2 (Unabridged)

Davies Jacqueline The Truth about Talent. A guide to building a dynamic workforce, realizing potential and helping leaders succeed


In this new book, Jacqueline Davies and Jeremy Kourdi argue that organizations are failing to realize the simple truth about talent: they are misunderstanding their people, making flawed choices and allowing the true potential of their workforce to go unused and unfulfilled. Understanding the truth about talent in all its forms is a vital step in developing an organization and ensuring long-term, sustainable success. A core part of their thesis is that organizations should recognize that people at different stages of their career and with different experiences and aspirations need to developed and engaged in different ways. The book provides a practical guide explaining how to segment the workforce, why, what to expect when you do, and how to ensure that this approach succeeds.

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Clara Kensie Run to You Part Three: Third Charm


Part Three in the riveting romantic thriller about a family on the run from a deadly past and a first love that will transcend secrets, lies and danger…Betrayed, heartbroken, and determined to save her family, Tessa Carson refuses to give in to Tristan Walker’s pleas for forgiveness. But her own awakening psychic gift won’t let her rest until she uncovers the truth about her family and her past. And Tristan is the only one who can help her sift through the secrets to find the truth hidden in all the lies…

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Thomas Anderson J. The Value of Debt in Retirement. Why Everything You Have Been Told Is Wrong


Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month – after taxes – and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.

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Christine Merrill Regency Surrender: Wicked Deception: The Truth About Lady Felkirk / A Ring from a Marquess


The truth will always come out…The Truth Will About Lady FelkirkWilliam Felkirk remembers nothing of the last six months. So who is this beautiful woman claiming to be his wife?Justine de Bryun will do anything to protect her sister. She must guard the reasons for her deception with her life. But with every passing day Justine knows she won’t be able to hide the truth for ever…Ring From a MarquessMargot de Bryun has no intention of giving a man control of her life! Although Stephen Standish, Marquess of Fanworth, does pique her interest…Stephen is immediately drawn to Margot so demands she become his mistress. But Margot’s not one to be easily tamed – and, whether she be mistress or wife, sparks will certainly fly!

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Archibald Gracie The Truth About The Titanic

Themba Malashe - Principal Agent/Managing Director - ATM ...

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By Cathy Eberle and Themba Malashe and Themba A Malashe. Religion : Christian Life - General | Religion : Christian Life - Stewardship & Giving | Religion : Christian Ministry - General. eBookIt.com Publication date: February 2012. ISBN: 9781456607067 Digital Book format: ePub (DRM-Free) Buy ePub. List price: $ 9.99. Our price: $ 7.99. You save: $ 2.00 (20%) The book is the first series of Get ...

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Themba grows up dreaming of becoming a football star. One day he leaves the village and travels with his sister to the city in search of their mother. Life is a struggle and Themba has to grow up fast. A lucky break gives him the chance to train as a footballer and play professionally – but Themba has a secret – should he tell the truth about his HIV and risk everything he’s ever dreamed ...

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The book is the first series of Get Out Of Debt, Now! and it is called The Truth About Debt. It focuses on the knowledge regarding the truth about Debt and encompasses the truth about what debt is,...

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Directed by Stefanie Sycholt. With Junior Singo, Patrick Mofokeng, Emmanuel Soqinase, Simphiwe Dana. Against all odds Themba realizes his dream playing for the National soccer team, Bafana Bafana.

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Themba was also nominated for 'Best Newcomer' and this year is up for 'Best Breakthrough' at the Ibiza DJ Awards and has presented a short documentary for Beatport called 'Monitor Johannesburg'. Themba has been made an ambassador for the Bridges For Music charity in South Africa, something very close to his heart. Themba & Dubfire hosted a ...

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[PDF] Download The Truth About Tomorrow – Free eBooks PDF

Get ready for life after death. Combining three books that together have sold nearly 1 million copies, Heaven and the Afterlife gives you Erwin Lutzer’s best reflections on eternity and what it means for you today.

William Lyons Socrates and his Clouds


Strepsiades lives in Greece. He has debt. A lot of debt. And that’s because his son, Phiddy, has a penchant for betting and isn’t so keen on working. At a loss, Streps has an idea: Phiddy can go to Socrates' Academy and learn how to talk himself out of trouble! Job done! What could possibly go wrong?Socrates and His Clouds is a serio-comic drama about the fragility of morality, the hazards of education and the burdens of being a teacher.

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Gennadiy Loginov Hired Self-killer or The Winner’s Trial. A Story About the Truth of Life and the Truth of Art


One can often observe differences between True Life and True Art. And yet, Art is also a part of Life. Should it soften morals and ennoble hearts, turning a person’s thoughts and aspirations to bright ideals, enlightening and elevating us above a circle of routine? Or maybe, Art exists for Art’s sake, without specific goals? Let’s think about it.

40 RUR

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Агата Кристи The Mystery of the Spanish Chest: A Hercule Poirot Short Story


A classic Agatha Christie short story, available individually for the first time as an ebook.A newspaper headline about the arrest of a murderer raises Poirot’s suspicions that there has been a miscarriage of justice. A visit to the scene of the crime to meet the witnesses should allow him to uncover the truth…

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Lucy Clarke A Single Breath: A gripping, twist-filled thriller that will have you hooked


The deeper the water, the darker the secretsThere were so many times I thought about telling you the truth, Eva. What stopped me was always the same thing…When Eva’s husband Jackson tragically drowns, she longs to meet his estranged family. The journey takes her to Jackson’s brother’s doorstep on a remote Tasmanian island. As strange details about her husband’s past begin to emerge, memories of the man she married start slipping through her fingers like sand, as everything she ever knew and loved about him is thrown into question. Now she’s no longer sure whether it was Jackson she fell in love with – or someone else entirely…The truth is, it was all a lie . . .

554.66 RUR

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Fraser Fleming The Truth about Science and Religion


Religion has influenced the development of science over the past two millennia. The Truth about Science and Religion tells the story of their interaction. The book examines the origin of the universe, evolutionary processes, Christian beliefs, the history of science, what being human really means, and what science and religion have to say about these ideas.
The Truth about Science and Religion is designed to help explore personal views on science and religion, offering questions for discussion at the end of each chapter. The book provides the historical and scientific background and the philosophical insight needed to think through issues of science and religion and their influences on personal beliefs. Metaphors, analogies, and comparisons are used to simplify complex topics so that any reader can engage with the key concepts. Unlike other books in this field, The Truth about Science and Religion follows a chronological scheme, treating increasingly personal topics as the book moves through cosmology, evolution, the life of Jesus, and the lives of several great scientists to regain a unified view of science and religion in today's world.

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Tim Williamson Escape From Debt. Make a Plan, Take Action, Get Happy and Love Your Life


These days, having some level of personal debt is the norm: everyone you know has a credit card, a mortgage, a personal loan. And no matter your income level, the habits and behaviours associated with accumulating debt are universal; once you're in it, you become trapped in a never-ending cycle of working, paying bills, working some more, paying more bills. You feel like you are working for the bank (paying THEM interest on your debt), when really the bank should be working for you (paying YOU interest on your savings). And because everyone's in this situation, we consider it normal! What people don't talk about is that not only can debt have a negative impact on your finances, it can also compromise your personal wellbeing. This book shows you how to alter your mindset so you can live a happier, healthier and less stressful life. By becoming aware of where your money is going you'll manage to cure yourself of the debt affliction and remain free of its grasp. Life coach Tim Williamson, a former bank employee and debt collector, shares his insider knowledge on how the finance industries prey on people's behaviours in order to reap the most money from personal loans and credit card debts. In just three hours you will learn the simplest way to shrug off the shackles of debt, and how to transform your attitudes and behaviours towards credit so that you never get caught out again.

2086.14 RUR

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Greg Johnson Zero Down Your Debt


How to get out of debt and enjoy debt free living with the powerful «Zero-Sum Budget» method Zero Down Your Debt  ─ How to manage money and experience debt free living:  Getting into debt is a piece of cake, but getting out? That’s the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The “zero-sum budget”– the black belt of budgeting methods and the answer to how to get out of debt and pay off that debt quickly. They should know: It helped them wipe out $50,000 of debt. How to get out of debt:  With just a pen and a piece of paper in your arsenal, you’ll learn how to implement a zero-sum budget and become debt-free – once and for all. The zero-sum budget’s primary tenets are giving every single dollar earned a purpose – whether it’s for bills, debt repayment or savings – and using last month’s earnings to cover this month’s bills. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you. In  Zero Down Your Debt  you will learn to: Unlock the powerful potential of your paycheck to help you save more and get ahead fasterSeize control of your money by creating a simple monthly plan that actually worksUnderstand the root causes of your debt and how to get out of debtUse a step-by-step plan to eliminate your debt once and for all and enjoy debt free livingIdentify and avoid budget vampires that drain your bank account and wreak havoc on your savingsPrepare for unexpected expenses and survive financial emergencies

1118.83 RUR

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W. James Popham The Truth About Testing

Lively P. The Photograph


The words on the envelope he has found are written in Kath's hand, but Glyn ignores his wife's instruction and breaks the seal. His life unwinds. For he finds a photograph showing Kath holding hands with another man. Unable to forget this long-ago act of betrayal he recklessly excavates the past, seeking out who knew what, tearing apart other lives as he tries to dig up the roots of his wife's infidelity. But what is the truth about Kath? What is the truth about their love? And can it survive this?

546 RUR

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Stanley Kershman J. Put Your Debt on a Diet. A Step-by-Step Guide to Financial Fitness


You could be just two paycheques away from bankruptcy! More people are up to their eyeballs in debt than ever before. Canadian families currently owe over $450 billion. That’s almost $15,000 in debt for every man, woman, and child in the country. It's mortgages, vehicles, credit cards, student loans, and more … and it's dangerous. The number of consumer bankruptcies has been rising dramatically every year, and Canadians from all walks of life are in dire financial straits – from the working poor to the highest-income professionals. No one is immune from crushing debt, and it will just get worse if we don't take control now. Effectively managing your debt is one of the first—and most important – steps toward your financial health. Put Your Debt on a Diet takes the mystery and fear out of the process of overcoming even the most severe financial problems. Shows you how to effectively reduce and eliminate debt using realistic and down-to-earth techniques. Provides a clear process and achievable milestones that you and your family can use to improve money management skills and resolve debt problems. Includes comprehensive coverage on: assessing your debts, building better money habits, setting financial goals, budgeting strategies, credit counselling, debt reduction strategies, using credit cards wisely, how to shop for credit, and much more. Features practical examples, tips, frequently-asked-questions, worksheets, and checklists to help you reduce your debt load. Whether you're in financial crisis, or just living too close to the edge, Put Your Debt on a Diet is the ultimate reducing plan to help you trim your debt load and put you on the road to good financial health.

2413.8 RUR

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